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School Reports in Columbus, Taylorsville, Hope and Bartholomew County, Indiana
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Real Estate Tips
Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Jeff Finke Realty Team, REALTOR®, real estate agent and broker for Columbus, Taylorsville, Hope and Bartholomew County, Indiana home listings, property and land for sale - NUMBER1EXPERT


Jeff Finke Realty Team

951 25th Street
Columbus, IN 47201
812-373-7653
Fax: 812-373-0477
jefffinke@NUMBER1EXPERT.com


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